Are you in need of assistance with a bankruptcy filing? The team at Straffi & Straffi Attorneys at Law, led by bankruptcy expert Daniel Straffi Jr., offers their extensive experience in helping clients seek debt relief under the bankruptcy code. Having a proficient attorney is crucial in navigating the complexities of bankruptcy laws, as a single error can significantly alter the outcome. Our team at Straffi & Straffi Attorneys at Law is committed to supporting you throughout this process.
Bankruptcy presents a chance for those facing financial struggles to start anew. At Straffi & Straffi Attorneys at Law, we recognize that bankruptcy is a legally provided option for honest individuals facing unfortunate circumstances to reset or restructure their debts.
If you’re facing creditor harassment and seeking protection, the knowledgeable bankruptcy attorneys of Ocean County at Straffi & Straffi Attorneys at Law are here to assist in your bankruptcy filing. We focus on protecting your rights and interests from start to finish.
To discuss your bankruptcy situation, contact Straffi & Straffi Attorneys at Law today at (732) 341-3800 for a comprehensive consultation. Our dedicated team is equipped to offer the advice and assistance necessary for your bankruptcy proceedings.
Expertise from Our New Jersey Bankruptcy Lawyers
In New Jersey, the most prevalent forms of bankruptcy are Chapter 7 and Chapter 13. Our attorneys at Straffi & Straffi Attorneys at Law specialize in guiding clients through Chapter 7, the liquidation form of bankruptcy, which allows for the clearing of debts through the sale of valuable assets. Alternatively, Chapter 13, or reorganization bankruptcy, involves a structured plan, usually spanning three to five years, to repay creditors, often used to prevent foreclosure or repossession of properties.
Rely on Straffi & Straffi Attorneys at Law for representation and guidance in filing for bankruptcy and starting anew. We also offer assistance in creating manageable payment plans to facilitate your bankruptcy filing process. For further information, speak with our qualified bankruptcy lawyers in Toms River, NJ.
In New Jersey, bankruptcy can offer a way out of debt for both individuals and businesses, with the benefits often outweighing the filing costs. However, understanding these costs is a crucial part of the bankruptcy process. Straffi & Straffi Attorneys at Law is available to guide you through these financial aspects.
The price of filing for bankruptcy varies and depends on several elements, including the type of bankruptcy filed. Filers must disclose financial information, such as attorney fees, to the bankruptcy court. At Straffi & Straffi Attorneys at Law, we can help clarify these requirements and manage the financial reporting process.
Bankruptcy filings are subject to specific fees, varying based on whether it's Chapter 7, Chapter 13, or Chapter 11. These fees are generally covered by bankruptcy attorneys at the filing stage. Our team at Straffi & Straffi Attorneys at Law takes care of these fees, ensuring a smooth filing process.
Debtors are obliged to complete pre-filing credit counseling and debtor education courses online, which come with their own costs. Straffi & Straffi Attorneys at Law can assist in locating the most affordable options for these essential courses.
When the bankruptcy process requires the services of professionals like accountants or auctioneers, their fees must receive court approval. Our experts at Straffi & Straffi Attorneys at Law are experienced in navigating this process, from authorization to fee approval.
Choosing the right legal representation for bankruptcy is a crucial decision. Straffi & Straffi Attorneys at Law, led by Daniel Straffi Jr., offers skilled bankruptcy attorneys who provide initial consultations at no cost and can suggest alternatives tailored to your specific case. Contact us to schedule your consultation with Straffi & Straffi Attorneys at Law and take the first step towards financial resolution.
Chapter 11 bankruptcy, often referred to as commercial bankruptcy, is a specialty of Straffi & Straffi Attorneys at Law, ideal for businesses, sole proprietors, and partnerships. This type of bankruptcy focuses on restructuring debts while enabling the business or owner to liquidate assets and reorganize their payment plans with creditors. Straffi & Straffi Attorneys at Law also assists individuals who have significant debts in secured and unsecured forms to file for Chapter 11 bankruptcy.
What doesn’t bankruptcy do?
Bankruptcy is not a tool for those attempting to exploit the system. Actions that are fraudulent are not protected under bankruptcy and are pursued legally. Straffi & Straffi Attorneys at Law upholds the principle that bankruptcy relief is for the honest and unfortunate, not for manipulative purposes.
How often can I file for bankruptcy?
The frequency of filing for bankruptcy, as advised by Straffi & Straffi Attorneys at Law, varies. Generally, a person may receive a bankruptcy discharge every 8 years. However, with Straffi & Straffi Attorneys at Law, it's understood that each case is unique, with specific goals and eligibility requirements.
What different types of bankruptcy should I consider?
Straffi & Straffi Attorneys at Law advises that the most commonly considered types of bankruptcy are Chapter 7 and Chapter 13. Chapter 7, known for liquidation, allows debt discharge without repayment, while Chapter 13 involves a repayment plan over 3 to 5 years, often to avoid losing a home or vehicle. Straffi & Straffi Attorneys at Law offers legal advice to determine the most suitable bankruptcy path for each individual’s needs.
Straffi & Straffi Attorneys at Law
670 Commons Way, Toms River, NJ 08755, United States
(732) 341-3800